What is typically included in a health insurance policy's coverage?

A health insurance policy is primarily designed to provide financial coverage for medical expenses, making routine medical checkups and emergency services a fundamental component of its benefits. Routine checkups are important for preventive care, allowing individuals to catch potential health issues early on, while emergency services ensure that individuals can receive necessary immediate care when faced with urgent medical situations.

These aspects are pivotal for maintaining overall health and managing costs associated with healthcare services. In contrast, life insurance and property insurance serve different purposes and would not be covered in a health insurance policy. Travel insurance benefits, although useful in specific contexts, are not typically part of standard health insurance offerings. Likewise, limiting coverage to only prescription services overlooks the broader scope of health care needs that health insurance is meant to address.