Which of the following best describes the aim of the Affordable Care Act?

The aim of the Affordable Care Act (ACA) is primarily to ensure wider access to affordable health insurance for Americans. This legislation was designed to address the issue of millions of people being uninsured or underinsured, which significantly impacted their ability to receive necessary medical care. By expanding Medicaid eligibility, creating insurance marketplaces, and providing subsidies for low- and middle-income families, the ACA aims to make health insurance more accessible and affordable.

The focus on increasing access means that the ACA introduced essential health benefits that all insurance plans must cover, essential protections against discrimination for pre-existing conditions, and requirements for insurers to spend a certain percentage of premium dollars on health care services rather than administrative costs or profits.

In this context, the other choices do not align with the primary aim of the ACA. Providing incentives for insurance companies could be part of a system to encourage better practices, but it does not capture the comprehensive goal of increasing access. Repealing existing laws contradicts the intent of the ACA, as it seeks to build on and improve the current health care system rather than eliminate it. Limiting the number of covered medical services would negatively impact access, which is the opposite of the ACA's purpose. By focusing on making health care available and affordable to more people, the